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Mountain views in a peaceful country setting await the lucky buyer of this Belspring cottage. Neat, clean and move in ready with fresh paint, new carpet, trendy light fixtures plus many additional improvements. Nestled on fenced acre lot with a covered front porch setting the scene for relaxing everyday living. Inviting living room with big window views is the perfect place to entertain. The kitchen flows easily into the living area and offers a French door refrigerator, electric range, dishwasher, an abundance of cabinet space plus a serving bar. Comfortable main level living with a master suite, bedroom two, second bath and a laundry room. Additional large bedroom upstairs overlooks this picturesque setting. Keep your outdoor toys out of the elements with unfinished basement space, a garage and storage building. Convenient access to schools, shopping and dining. Pack your bags, this one is a winner and ready for you. View The Floor Plan

 

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You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

New River Valley VA Real Estate: 1413 Grove Drive Pulaski VA 24301

by Desi Sowers
 
A little lipstick and rouge spackle and paint will make this solid brick home sweet home. Perfect for the energetic buyer or a flip house for an investor. Offering spacious rooms including a sunroom, home office, large bedrooms and a finished basement. An Inviting living room with picture window views and crackling fireplace is ideal for family gatherings. Great kitchen space offers electric range, refrigerator, dishwasher, tile backsplash and easy access to the outdoors. A master bedroom plus and additional bedroom and full bath on the main level. Upstairs has two additional bedrooms plus a full bath. Family room on the lower is ideal for a recreation room. Beautiful lot with fenced yard and mature trees. Come over bring your tool kit and make this your home today! View The Floor Plan

 

View the Tour

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play. Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale. Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

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If you are looking for space to spread out and build your own home look no further. Centrally located in Pulaski County this perfectly flat 2.85 acres offers the ideal homesite for peaceful country living. Nestled in the heart of Belspring VA where there is a host of can’t-miss things to do, from attending special events, learning about local history; to dining at independent restaurants and staying active at area parks. There is public water available but not public sewer, so the new owner will need to install a septic system and none of the lots have been perked. Great building site for single family home or possible investor for more than one home site. Come on over take a look!

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

1509 Glenmore Lane - Fabulous Remodeled Radford VA Home!

by Desi Sowers
 

Set your sights on this beautifully remodeled Radford VA home. New windows, new heat pump, new flooring remodeled kitchen and baths are just a few of the perks awaiting the lucky buyer. A sparkling kitchen with quartz counter tops, tiled backsplash stainless appliances and crisp white cabinets flows effortlessly into the sunny breakfast area. The spacious living area is illuminated by big window views and an inviting den with a crackling wood burning fireplace sets the scene for fabulous family living. Just off the family room a covered porch allows you to slip out and enjoy the views. A master bedroom plus three additional bedrooms and a trendy new bath complete the main level. Mosey on down to the finished basement with a recreation area, home office, full bath and outside access this is the perfect place to entertain. Pack your bags and come on over! We are sure you will want to stay!

 
 
View the Tour

 

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

100 9th Avenue - Brick Ranch Nestled on a Large Peaceful Lot!

by Desi Sowers

 

Stop paying the landlord and live in this ranch home situated on a large beautiful lot just steps away from Radford University. Beautiful hardwood oak floors, knotty pine paneling, built-in shelves, ceiling fans, storm doors, and multiple living areas make this main level living home the perfect place to call home. Fantastic kitchen space with ample cabinets and counter space, electric range and refrigerator.  Three bedrooms and a full bath complete the main level. An unfinished basement has shelving, cabinets additional storage, outside access, laundry space and a full bath. HUGE two story double detached garage with an attached storage shed and plenty of parking. Overlooking a lush green lawn with mature trees in a peaceful dynamic location. Come on over enjoy the good life with all the conveniences just steps away.

View Floor Plan

View the Tour

 

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

Mortgage 101: Tips for First Time Home Buyers

by Desi Sowers

Deciding to buy a home is exciting. But it can also be overwhelming, especially for first-time home-buyers.  There is so much to think about. Before you start your home search, you should find a mortgage lender who can help walk you through the home-buying process.  Follow these mortgage tips and you will be prepared to purchase the home of your dreams!

  1. FIND THE BEST LENDER

With a little homework, you will be able to find the best lender to help walk you through the home-buying process.Get recommendations from friends and family or from your Realtor. Interview lenders. Find out what their closing time averages are and look up customer satisfaction rates.This is likely the largest financial investment you will ever make, so be sure that the lender you choose is right for you both personally and financially. Best Mortgage Lenders 2018

  1. DETERMINE HOW MUCH YOU WANT TO SPEND ON A HOME

There is a difference between what you can afford and what you are willing to spend.Many factors play into this decision.Your lifestyle, the size of home you’re looking for, and other expenses should all be considered.You might be shocked by what the numbers say. Chances are you won’t want to spend as much as you qualify for.So, work out a budget first and don’t overestimate what you can afford. Can You Afford That House?

  1. GET PRE-APPROVED FOR A MORTGAGE LOAN

The last thing you want to happen is to find the perfect home and not be able to make an offer because you haven’t been pre-approved for a loan. Taking the time to do this now will save you time and grief in the future.

  1. STOP SPENDING

Now is not the time to make large purchases.Avoid taking out new lines of credit.Don’t purchase a new car or apply for a new credit card.Make sure that you are not adding to your credit card balances.Remember that your Debt to Income Ratio is a vital piece of the mortgage puzzle and can be a deal breaker if you go over your limit.Save large purchases for after closing day.

  1. DON’T RUSH!

Now that you’ve got all your ducks in a row, the fun begins.Take your time searching for the right home.This is a financial investment that you will be living with for a long time, so don’t settle. Professional Realtor Desi Sowers can answer any questions you have about purchasing your first home.Give her a call today at (540) 320-1328

Tips for Handling a Last-Minute Move

by Desi Sowers

Sometimes things happen that are out of our control.  Perhaps a change in employment is forcing a move that you weren’t expecting. Other times you might have known you were moving, but were so busy that you waited until the last minute to start preparing.  Either way, it can seem overwhelming.  Whether your move is unexpected or you are just an expert procrastinator, here are some tips to help you get through a last-minute move:

Think Logically - A last minute move might make you feel paralyzed with anxiety over where to even start.  There is so much to be done and the “to do list” can seem insurmountable. Don’t despair. The key word here is “list”.  Take a deep breath, sit down with pen and paper and make a list of what you need to do. As you complete each task, simply cross it off the list. Before you know it, there will be more items crossed off than there are to do.  The first step should be hiring a moving company or renting a moving truck (depending on whether you are using movers or doing it yourself). It can sometimes be challenging to find movers and/or trucks available last minute, so make sure to do this as soon as you know you are moving.  There are tools you can use such as a Moving Company Directory to help you find reputable companies in your area.  Make sure to get two or three quotes, but then decide quickly.  Once you have the logistics worked out, you can get on with the rest of the tasks on your list.

Eliminate Items You Don’t Want or Need - Packing is quite a chore and the less you have to pack, the easier it will be. With a last-minute move, easy packing is all the more important.  As you go through each room in your house, separate items you no longer want or need into three categories: donate, recycle, and throw away.  Now is not the time for sentimentality.  Don’t make the mistake of packing everything thinking you will sort through it after you move.  Get this done before you go and you will have less to pack, which will make setting up your new home easier.  Once you have your piles sorted get rid of them immediately.  Donation Town is a great resource for finding places where you can donate items in your area.

Create an Essentials Bag - Prior to packing, set aside an overnight bag and fill it with essential items that you can’t afford to misplace.  Items such as medications, electronics chargers, important papers, toiletries and a couple of changes of clothes should go in this bag.  This bag is especially important for a last-minute move where things might get a bit chaotic. You may also want to consider putting together a Moving Day Survival Kit.

Time to Pack - Packing in a hurry means there won’t be much time to think and organize.  The important thing is to get everything into boxes so your possessions make it from your current home to your new home.  Don’t worry about trying to pack only “like” items in each box.  Put things where they fit. You can sort through everything once you’ve moved.  Keep a marker handy to label the boxes in a general manner. For example, simply label which room a box should go to such as kitchen or master bedroom.  It’s ok if there are miscellaneous items that don’t belong in the room the box is labeled for, as you can put them where they belong later.  Use towels, socks and blankets to wrap around breakable items.  Save yourself time and boxes by packing clothes as they are.  Use garbage bags to wrap around hanging clothes using the bag’s strings to tie around the hangers.  Keep clothes in dresser drawers and wrap the drawers in packing materials to be moved as is.

Don’t Be Afraid to Ask for Help - This is a big task you’re taking on, particularly since it must be done quickly.  Family and friends can and will help if you ask. And with help, you will get the job done quicker, which is the goal in a last-minute move!  To show your appreciation you can order a meal for your helpers while they are there.

Moving is stressful regardless of how much time you have, but when moving quickly focus on the end goal…which is getting all your belongings to your new home as safely as possible.

If you are planning to move and need to sell your home, let professional Realtor Desi Sowers assist you in getting your house on the market. Give her a call at (540) 320-1328 today!

When you purchase a home, you are not only choosing where to live, you are making a financial investment as well. Home Equity  is the percentage of your home value that you own and with each mortgage payment you make you are contributing to your own financial savings.  The goal is to build up as much equity as you can so that when you sell your home, you will make a nice profit!  Here are some tips for building home equity:

- Take Out a 15-Year Mortgage Loan - It’s common for people to choose a 30-year mortgage because many believe a 15-year mortgage is out of their budget.  However, it can’t hurt to ask your mortgage lender to run the numbers to see if a 15-year mortgage is doable for you.  You might be surprised to discover that the shorter term is within reach.  Sticking to a Budget that allows you to pay off your house in half the time will build equity faster and will certainly pay off in the long run!

- Pay Down the Principal - Build equity faster by paying down your home loan quicker.  Even if you don’t have the ability to take out a 15-year mortgage, you can still make extra mortgage payments when you have the means to do so and the difference extra mortgage payments can make toward building equity are huge. If you make just one extra payment toward  Principal each year, you can potentially pay off your home loan seven or eight years ahead of schedule.  There are ways to do this without breaking your budget.  For example, you can use a tax refund or a work bonus.  Another way to do it is to simply add a small amount to your principal payment each month.

- Make a Larger Down Payment - Depending on your credit standing, you can qualify for a conventional mortgage loan with a down payment as low as 3%, and an FHA loan with a down payment as low as 3.5%.  While it’s tempting to buy a house with a low down payment so that you have more cash on hand, the pros of making a larger down payment may outweigh the cons. The larger the down payment, the faster you build equity.  The faster you build equity, the more profit you will make should you have to sell your home before paying it off.

- Make Improvements on Your Home - Making Home Improvements is a good way to add value to your property.  It’s important to educate yourself about what home improvements give you the best ROI (return on investment).  For example, per Chris Terrill, CEO of HomeAdvisor, “a minor kitchen remodel is one of the best investments homeowners can make.”  “Projects including refinishing cabinets, updating the countertops and installing new appliances all provide high return without breaking the bank.”  Other home improvements that add value to your property include replacing garage doors, adding a bedroom, updating a bathroom and installing new windows. And don’t underestimate the value of curb appeal!  A professionally landscaped yard will not only help with a quick sale; it can also add up to 20% to your home’s value!

Owning a home is likely the largest financial investment you will make, and the more equity you acquire, the more options you will have.  You can utilize your equity as a nest egg for the future or it can be used as a cash down payment on your next home.  Use these tips to build equity faster so you can build up your savings and enjoy this wonderful perk of home ownership!

If you’re thinking about selling or buying a home in the New River Valley area, contact professional, experienced Realtor Desi Sowers and let her assist you with all your real estate needs. Give her a call today at 540-320-1328!

Unless you plan to stay in a home for the rest of your life, resale value should be a major consideration when purchasing a house. Home-ownership is a huge financial investment and the goal should be to get as much monetary return as possible when you sell.  While you can’t always predict what the future holds for the real estate market, there are some basic guidelines for what kind of properties have good resale value.  Don’t make the error of focusing only on what you want when doing your home search.  Think about the following factors that will affect the resale value:

  1. LOCATION - This should be a primary consideration when looking for a home that will provide a good return on your investment.  A desirable location is likely to remain a hot market for home sales.  Think about the school district you will be in.  Even if you don’t have children in school, a top district will draw many buyers.  Different people will be looking for different things, but most buyers will want basically the same things from the location of their home.  Home Buying: Location Matters
  2. NUMBER OF BEDROOMS - A house with more than two bedrooms will sell faster and for a better price than one with only one or two bedrooms.  Even a couple with no children will want extra space for an office or guestroom (or both).
  3. NUMBER OF BATHROOMS - Buyers will expect to pay much less for a home with only one bathroom.  If people are choosing between a house with one bathroom and one with two, they will almost always be willing to spend a little extra to get that additional restroom.
  4. GATHERING SPACE - Buyers want a large, informal space for relaxing and entertaining family and friends.  You will get more value out of a spacious family room than you will out of a formal living room.  Large Family Room Ideas
  5. STORAGE - These days people have a lot of “stuff” and they need places to put it all.  Storage space, including closets, a pantry and loads of cabinets will improve the odds of getting high bids for your house. 
  6. GARAGE - People who live in suburban areas need places to park their cars.  A covered parking place or two is ideal.
  7. OPEN FLOORPAN - Buyers are looking for homes with open spaces and rooms that flow from one to the next.  A house with an Open Floorplan will improve your chances for a profitable resale.
  8. OVERALL CONDITION - A property that is well-cared for, updated and remodeled will greatly enhance resale value.  Focus on rooms that matter most to buyers - kitchens and bathrooms. Make sure everything is in good working order.  Some people might be looking for a fixer upper, but many buyers are willing to pay a premium for a move-in ready home.

If you’re thinking about selling or buying a home in the New River Valley area, contact professional, experienced Realtor Desi Sowers and let her assist you with all of your real estate needs. Give her a call today at 540-320-1328!

The 50-20-30 Rule - Learning to Live on a Budget

by Desi Sowers

If you are new to budgeting, managing your money may seem complicated and overwhelming.  You not only have to be organized, but you must make challenging decisions about how to spend your money.  But there is good news for you.  You don’t need fancy financial apps on your phone or extensive spreadsheets with dozens of categories of spending to see how your money is being spent.  You simply need to follow the 50-20-30 rule!

The 50-20-30 rule assists you in building a budget by using three spending categories. 

  1. 50% of your income should go to living expenses and essentials including rent, utilities, groceries and transportation.
  2. 20% should go to savings, investments and Debt Reduction payments.
  3. 30% of your income should be used for flexible spending. This includes everything you buy that you want, but don’t necessarily need such as travel, going out to movies etc.

Remember that the percentages for essentials and flexible spending are the maximum amounts you should spend.  If you use less income in these categories, you will have more to put into your other financial goals.

Here is how to start the 50-20-30 budget. First, determine exactly how much money you bring home each month.  This will be the amount you will base your 50-20-30 split on.  Then Track Your Spending. Every penny of it, from your rent payment down to the coffee you stop for on the way to work in the morning.  As you are analyzing your spending, split it into the 50-20-30 categories.  Once you see what you are spending where, you can make the needed adjustments to ensure you are falling into the 50-20-30 parameters.  If you find you are spending too much on things that you want but don’t need, that’s when it is time to cut back.

The 50-20-30 rule works because it provides a simple way to track your spending so that you can pay your bills, add to your savings and have money left over for fun stuff.  It keeps you on the straight and narrow so that you can begin to meet your financial goals.  If you stay the course, you will eventually achieve financial stability.

Have you been saving to become a homeowner?  If you are thinking of purchasing a home, contact experienced, professional Realtor Desi Sowers and let her assist you with all your real estate needs!  Call her today at 540-320-1328!

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Photo of Desi Sowers,  Associate Broker,  Real Estate
Desi Sowers, Associate Broker,
Certified Residential Specialist at REMAX 8
1344 N. Main Street
Blacksburg VA 24060
Phone: (540) 320-1328

Each Office Independently Owned and Operated