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Displaying blog entries 11-20 of 21

How to Determine if You are Ready to Buy Your First House

by Desi Sowers

The decision to purchase your first home is not one that should be made lightly.  It is an important, life-changing decision that should be given serious consideration.  So, before you take the plunge into searching for the prefect home, here are some questions you should ask yourself to make sure that you are ready.

  1. Can I afford a home?  The first step is to determine if you can afford to buy a home based on your current financial situation.   Using a home affordability calculator will help you figure out how much you can afford by plugging in your income, debt and the amount of a down payment you will be able to make.   You will now have a number of the highest amount you can afford and what the monthly payment will be.
  2. Is it better for me to rent or buy?  The answer to this question depends upon what kind of market you are in because inventory can make a huge difference. Using a rent vs buy calculator will allow you to crunch the numbers. You can enter the current amount of rent you’re paying (or how much you would be able to pay) and the zip code where you want to live. The calculator will provide a comparison of the cost of buying a home versus renting in that area.  You will also be able to see which option is more cost effective over time.
  3. How long will I live here?  If you plan to stay in a home for a long time, it is generally better to buy versus rent. If you’re going to be living somewhere for a short term, renting might be the better option.  The reason is that when you buy a home you will likely have to pay closing costs which can total in the thousands of dollars.  In addition, most of your early mortgage payments go toward interest rather than paying down the principal, which is the actual amount you owe on the home.  A good rule of thumb is that home buyers should stay put for at least five years.  Otherwise, renting is better.
  4. Are you saving for retirement?  Retirement may seem a long way off to young home-buyers, but it is important to start saving early.  It’s not a good idea to neglect your retirement accounts in order to “save” money to put down on a house. Consider meeting with a financial counselor who can help you find a balance in saving for retirement and saving for your first home at the same time.
  5. Am I ready for the responsibility?  Owning a home is a huge responsibility.  With rentals, you can call your landlord to fix things that aren’t working in the home, but as an owner, it all comes down to you.  You need to be sure that you have the time, willingness and resources to keep up with home and yard maintenance.

 

http://www.desisowers.com/Blog/Dont-Wait-Buy-Your-Home-in-2017

http://www.desisowers.com/Blog/How-to-Get-Out-of-Debt-and-Buy-a-House

http://www.desisowers.com/Blog/Mortgage-Information

Adventures in the New River Valley: Home Expo 2017

by Desi Sowers

The New River Valley Home Builders Association (NRVHBA) presents their Home Expo 2017 starting on Friday, March 10, 2017 and continuing through Sunday, March 12, 2017 at the Christiansburg Recreation Center.

Home Expo Schedule:
• Friday, March 10th: 4:00-8:00 pm
• Saturday, March 11th: 9:00 am - 7:00 pm
• Sunday, March 12th: 12:00-5:00 pm

 

The NRVHBA has put all your home care needs into one convenient location. Whether you are looking to build a brand-new home or remodel your current one, this is the place to be. We will have a floor full of local, trusted professionals who are available to answer your home care questions, provide you reliable resources and quick quotes, as well as show you sample of their skills and services.

A few of the activities you and your kids can participate in are; kids zone, cooking contest, silent auction and how-to clinics.  Come out this weekend and enjoy this fun event.  Admission is $5.00 for adults and free for children 18 and under with paying adult. 

Spring Forward.... Into A New Home!

by Desi Sowers

“With rushing winds and gloomy skies

The dark and stubborn Winter dies;

Far off, unseen, Spring faintly cries,

Bidding her earliest child rise;

MARCH!”

~Bayard Taylor

 

Get ready to spring forward this weekend!  Daylight Saving Time is upon us again and this Sunday, March 12 at 2 AM it will be time to move our clocks ahead one hour.  While losing an hour of sleep is never fun, it does come with a perk…the end to dark winter nights as evenings see more light.  This springtime clock change continues the long tradition started by Benjamin Franklin to conserve energy.

Have you ever wondered why we change the clocks at 2 AM?  Most people aren’t awake at that time, but there are good reasons why we do it then. One reason is that it is late enough that most people will be at home, with few bars and restaurants being affected.  Also, it prevents the date from switching to yesterday; imagine the confusion if we changed the clocks at midnight back to 11 p.m.!  Finally, it’s early enough to decrease the impact on early shift workers and early churchgoers.

With today’s technology, many of our clocks change themselves (our phones, cable boxes etc.), but nonetheless, don’t forget to SPRING FORWARD this weekend!

View the Tour

Welcome to Diamond Pointe, a premier Christiansburg location with quick access to all areas of the New River Valley. The pictures say it all this Cape Cod home is warm, inviting and free flowing with panoramic views and oodles of natural lighting!  A double-sided masonry fireplace, lustrous wood flooring, crown moldings and decorative touches highlight the living area. Gorgeous kitchen with custom cabinetry, granite countertops, center island smooth top range and a breakfast area that you will just want to chill all day in. Main level master plus an upper level suite and three additional bedrooms allows for a soothing place for everyone at days’ end. Large upper level family room is a perfect media and recreation area. Extended decking overlooks a gorgeous 2.19-acre lot with mature landscaping and fruit trees. Pack your bags and come on over the large rooms of this Christiansburg home area ready to filled with family.

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play. This Christiansburg VA home is just steps to shopping, nightlife, VA Tech and recreational activities.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale. 

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

New River Valley VA Real Estate
315 Colin Reid Pass, Christiansburg, VA  24073

MLS# 327384

View the Tour

Dreaming of a new home? Be the first to live in this new construction home in Senneca Springs. The Glorian model is sure to impress boasting an open floor plan, soaring high ceilings, gleaming hardwood floors, gourmet kitchen, modern fixtures and lighting, pocket doors, and lots of storage all sprawled out on one level, plus low maintenance brick and vinyl siding and an attached 2 car garage. The beautiful living room with vaulted ceilings flows effortlessly into the dining area – an entertainers dream layout! The well appointed kitchen is a chefs delight with stainless steel appliances package, granite counters, maple cabinets, tiled backsplash and an oversized island that invites people to pull up a chair and relax. A soothing master suite and pampering bath include a custom tiled shower and soaking tub. The two generously sized secondary bedrooms and full bath are perfect for a growing family or guests. Enjoy the convenience of being located just minutes to VT, shopping and restaurants, plus the benefits of lawn maintenance, snow removal and walking trails included in the HOA! A super buy for all the amenities this Christiansburg VA home offers!

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

Pulaski County Home Sales February 2017

by Desi Sowers

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

New River Valley VA Real Estate For Sale

2215 Mud Pike, Christiansburg, VA  24073

MLS# 327371

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Tons of space for family and entertaining awaits in this surprisingly large split foyer home. Move right in and appreciate the many quality features including 4 bedrooms, 2 full baths, a new roof, new carpet, lots of storage, and a bright flowing floor plan. A large picture window bathes the living room with natural light creating a comfortable space to unwind. The eat in kitchen makes indoor/outdoor entertaining a delight with sliding doors to the deck and fenced yard. Three generously sized bedrooms and a full bath on the main level allow for ample space to grow. The lower level provides a family room with durable tile flooring, private master bedroom with double closets, laundry room and a full bathroom. Plenty of room for all your tools, toys and hobbies in the 20x16 workshop with electricity, carport and storage shed. This Christiansburg VA home is move in ready and just waiting for you to arrive!

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play.

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

New River Valley VA Real Estate For Sale

1716 Third St, Radford, VA 24141

MLS# 327355

View the Tour

Welcome home to 1716 Third Street, an attractive 3 bedroom colonial in the city of Radford. This home is an exceptional value featuring a newer roof, easy care flooring, tons of natural light, skylights, neutral colors, laundry room, extra storage, low maintenance vinyl siding, and an attached 1 car garage all perfectly situated on a lovely 0.17 acre lot. The two story foyer invites you in flowing directly into the spacious living room highlighted with wood laminate floors, recessed lighting and a large window illuminating the space with light. The bright and cheery eat in kitchen is a delightful space to create a meal for guests with plentiful cabinet and counter space, plus sliding doors to take the entertaining outside. A large deck for grilling and chilling overlooks the fenced yard. Get swept away in the soothing master suite featuring vaulted ceilings, plush carpeting and a private bathroom. Two secondary bedrooms are generously sized providing privacy and room to grow with a shared full bath. Offering so much in quality and location, this Radford VA home is a super value with so many possibilities! 

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play. 

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

New River Valley VA Real Estate

65 Gavins Court Christiansburg VA 24073

MLS# 327322

View the Tour

 

Welcome to Senneca Springs in Christiansburg VA where homes match the taste and lifestyle of anyone who loves low maintenance living. The Rendition Grande model offers main level living, Timberlake cabinets, a brick/vinyl façade with stucco accents, hardwood flooring, vaulted ceilings, arched doorways, granite counters, tiled backsplash, Stainless appliances, recessed lighting and two car garage. Gorgeous open floor plan offers comfort and quality to meet today’s busy lifestyle with a living, kitchen and dining room combination plus a large sunroom. HOA features lawn maintenance, snow removal and common area maintenance. Only 7 minutes from Blacksburg, with the charm of country living and a small-town feel, yet just minutes to VT, mall, shopping and recreation. Open land and pond views. Come see this new construction home! 

 

You don’t have to just visit; you can live here and enjoy Virginia’s growing economy and vacation-like lifestyle! With easy access to I-81 you can appreciate a prime example of why New River Valley VA is such a desired place to live and play. This Christiansburg VA home is just steps to shopping, nightlife, VA Tech and recreational activities. 

 

Desi Sowers has distinguished herself as a leader in the New River Valley real estate market. Desi assists buyers looking for New River Valley real estate for sale and aggressively markets New River Valley homes for sale.   

Desi brings with her a keen eye for the details of buying or selling a New River Valley home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future – Desi Sowers will help make the most of your New River Valley real estate experience. Give her a call today, 540-320-1328, and discover the difference she can make during your family's move.

 

Protect Your Home from Fire: Four Surprising Fire Hazards

by Desi Sowers

It is estimated by The National Fire Protection Association that over 47,000 home fires reported to fire departments are caused by some kind of electrical failure as a trigger to ignition.  But there are some other unusual ways that fires can start that we should all be aware of.

Dishwashers

While you may be aware that overheating dryers or ovens can cause fires, you might think dishwashers are safe because they have water. And water puts out fires…right? Wrong!  Dishwasher fires can be caused by liquids coming into contact with the machine’s wires.  Serious damage can occur when fires are ignited in dishwashers.  According to a 25 year veteran of the New York City Fire Department, any appliance that powers a motor, heating element, or both always has a higher risk for fire - and dishwashers are a common example.  He advises that they never be turned on when going to sleep or leaving the home.

Jars and other glass objects

According to survivalists, one of the best ways to start a fire is to use a piece of glass to refract sunlight onto dry wood.  Without proper care, that same scientific process can happen on your own kitchen table.  In 2015 a fire broke out in a southwest London home because of sun rays reflecting through an empty Nutella jar, the Associated Press reported.  While it may seem to be an freakish way for a fire to start, the fire brigade’s investigative unit confirmed that the glass jar was to blame.  The chances of this happening in your home are slim, but it is important to remember to never store flammable liquids like gasoline, cleaning fluids, paint thinners and even cooking oils in glass jars that you intend to leave out in the sunlight.  Metal cans for commercial-use flammable liquids and plastic containers for things such as cooking oils are safer options.

Rodents

Small rodents like squirrels and rats like to burrow into your attic insulation in cold weather and chew anything they can get their teeth on, including rubber covered electrical lines.  Unfortunately, if electrical wires become exposed dud to their protective insulation being compromised, there is a likelihood of igniting a flame.  The key to preventing this from happening is to keep the critters out to begin with. Before winter season, make sure all vents are covered, holes are patched and cracks are sealed.

Laptops

If you have ever had your laptop computer in your, well, lap for an extended period of time, you know that they get hot.  Because of this, it is a bad idea to leave one sitting on a flammable surface such as bedding, furniture or carpet.  But the real culprit behind laptop fires is the lithium in the batteries.  A poorly made battery can overheat and burst into flames.  Recently the Samsung Galaxy Note 7 smartphones were recalled because they were catching on fire and it was the lithium batteries that were the problem.  Any device powered by lithium ion batteries should be shut off when not in use and stored away from any flammable items.

 

More hidden home fire hazards  HERE!

http://www.desisowers.com/Blog/Home-Maintenance-for-Winter

http://www.desisowers.com/Blog/12-Simple-Home-Repairs-to-Lift-You-Out-of-Winters-Funk

Displaying blog entries 11-20 of 21

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